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Stage 2

CIFAS — Credit Industry Fraud Avoidance System

Fraud prevention organisation that maintains the National Fraud Database

CIFAS is a not-for-profit fraud prevention organisation. They maintain the National Fraud Database (NFD) where member organisations record fraud markers. CIFAS does not place markers themselves — their members do. But CIFAS oversees the filing standards and can investigate complaints about member conduct.

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What CIFAS can do

  • Maintain the National Fraud Database (NFD)
  • Set filing standards for members
  • Investigate complaints about member conduct
  • Process Subject Access Requests
  • Provide protective registrations for identity fraud victims

What CIFAS cannot do

  • Place or remove markers directly — only members can
  • Override a member's decision to file a marker
  • Award compensation
  • Enforce marker removal

Key facts

775+ member organisations across 17 sectors
444,000 fraud markers recorded in 2025
Subject Access Requests answered within 30 days
Not a regulator — a membership organisation

Need help with a CIFAS marker complaint?

The system supports your case through every stage — including CIFAS.

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