CIFAS Marker Removal Service

Remove Your

Misuse of Facility False Application Application Fraud Asset Conversion Insurance Fraud First Party Fraud

CIFAS Marker

We are the specialist alternative to high-street solicitors. We challenge "Misuse of Facility" and "Application Fraud" markers for a clear, fixed price and fast removals.

Lloyds Bank Cifas Marker Removed

Leo Musami

Lead Case Manager

I established this service to give individuals access to professional dispute support without the delays and high costs associated with traditional legal firms.

About CIFAS Marker UK

CIFAS Marker Specialists

According to CIFAS, in 2024, 421,000 fraud markers were recorded every 2 minutes and the impact of a 6 year marker can be severe.

Our victories shows how our dedicated CIFAS Marker Removal service helps victims of fraud remove CIFAS markers. Whether you’ve been scammed, used as a money mule, or are dealing with application fraud markers, our expert team can assist in clearing your name.

Here are the last 50 Cifas Marker Removals.

Issued ByReasonRemoval Status
Bank of ScotlandMisuse of facilit - Retaining wrongful creditComplaint Upheld
Barbon Insurance GroupFalse Application - Altered documentsComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received– Repeat Conduct, Conduct UnexplaineComplaint Upheld
Barclays Bank UKMisuse of Facility - Funds ReceivedComplaint Upheld
Barclays Bank UKMisuse of facility - New Account, Credits Retained, Conduct UnexplainedComplaint Upheld
Barclays Bank UKComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received – Credits RetainedComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received– Credits Retained, Conduct UnexplainedComplaint Upheld
Barclays Bank UKFalsely reporting lossComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received– Credits Retained, Conduct UnexplainedComplaint Upheld
Barclays Bank UKComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received – Repeat ConductComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received – Credits RetainedComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received – Conduct UnexplainedComplaint Upheld
Barclays Bank UKMisuse of Facility - Funds Received – Repeat Conduct & Conduct UnexplainedComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received – Conduct UnexplainedComplaint Upheld
Barclays Bank UKFalse Application - False addressComplaint Upheld
Barclays Bank UKMisuse of facility - Funds receivedComplaint Upheld
Barclays Bank UKMisuse of facility - Funds received – Credits RetainedComplaint Upheld
Barclays Bank UKMisuse of facility - Third Party Fraud FacilitatorComplaint Upheld
Barclays Bank UKMisuse of facilityComplaint Upheld
Capital OneMisuse of facility - Fraudulent faster payments transactionComplaint Upheld
Capital OneFacility takeover fraud - Victim of impersonationComplaint Upheld
Collinson Insurance servicesFalse insurance claim - Insurance claim fraudComplaint Upheld
HalifaxMisuse of facilit - Retaining wrongful creditComplaint Upheld
HalifaxMisuse of facility - Funds received – Conduct UnexplainedComplaint Upheld
HalifaxMisuse of facility - Funds received – Conduct UnexplainedComplaint Upheld
HalifaxMisuse of facility - Funds received – Conduct UnexplainedComplaint Upheld
HSBC BankMisuse of facility - Retaining wrongful creditComplaint Upheld
HSBC BankFalse documentationComplaint Upheld
HSBC BankMisuse of facility: Retaining wrongful creditComplaint Upheld
JP Morgan EuropeFunds received – Conduct UnexplainedComplaint Upheld
Kroo BankMisuse of facility - Regular payment fraudComplaint Upheld
Kroo BankMisuse of facility - Regular payment fraudComplaint Upheld
Lloyds BankMisuse of facility - Regular payment fraudComplaint Upheld
Lloyds BankMisuse of facility - Retaining wrongful creditComplaint Upheld
Lloyds BankComplaint Upheld
Lloyds BankRetaining wrongful creditComplaint Upheld
Metro BankMisuse of facility - Funds received – Conduct UnexplainedComplaint Upheld
MoneseMisuse of facility - Fraudulent faster payments transactionComplaint Upheld
MoneseMisuse of facilit - Fraudulent faster payments transactionComplaint Upheld
Monzo BankMisuse of facility - Regular payment fraudComplaint Upheld
Monzo BankComplaint Upheld
Monzo BankMisuse of facility - Funds received – Credits Retained – Conduct UnexplainedComplaint Upheld
Monzo BankComplaint Upheld
Monzo BankMisuse of facility - Funds received – Credits Retained & Conduct UnexplainedComplaint Upheld
Monzo BankMisuse of facility - Regular payment fraudComplaint Upheld
Monzo BankRegular payment fraudComplaint Upheld
Monzo BankMisuse of facility - Regular payment fraudComplaint Upheld
Monzo BankMisuse of facility - Funds received – Credits Retained and Conduct UnexplainedComplaint Upheld
Issued ByReasonRemoval Status

Get started with assessment

Contact us today to assess the likelihood of your marker being removed and understand your options.

Marker Types

We Handle All Fraud Markers

Whatever your situation, we specialise in data protection and fraud marker complaints.

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Our services

Cifas Marker Removal Process

Our removal process follows the FCA DISP complaint process.

Step 1

Issuer Complaint

Your complaint is submitted to the issuer of the fraud marker for initial review and assessment and final response.

  • Has 8 weeks to issue final response
  • Some markers removed in 3 - 12 days
  • 70% of cases resolved at this stage
Step 2

CIFAS Review

Your may be referred to CIFAS for review after the issuer issued a final response and refuses to uphold the complaint.

  • Cifas resolve most cases in 4 weeks
  • Strong evidence required
  • Cifas upholds just 16.8% of cases
Step 3

Financial Ombudsman

A complaint should be referred within 6 months of getting the final response for review by the Ombudsman.

  • Ombudsman cases take 6-8 weeks
  • Accept referral after Final Response
  • Follow evidence based assessments

Get started with CIFAS Marker Removal

If you want help challenging a CIFAS marker, you can start by submitting your details for review.

Flexible payments available via Klarna

Cifas Marker Removal Pricing

All services relate to one CIFAS marker case. If you have more than one marker, each is assessed and handled separately.

Documents Package

We prepare and submit complaint to issuer, you handle the full process including responding.

£ 500 / Marker
  • We prepare complaint documents
  • We submit your complaint
  • Guidance on full complaint process
  • Online & Email Support

Full Representation

We manage the complaint process from start to finish, including at CIFAS & Financial Ombudsman.

£ 1,000 / Marker
  • We Handle All Correspondence
  • CIFAS & Ombudsman Support
  • Weekly Email Case Updates
  • Priority Support by Email or Online

Priority & Complex

Priority handling with accelerated preparation and dedicated case management.

£ 1,500 / Marker
  • 24h Document Preparation
  • Dedicated Case Manager
  • Priority Support by Phone
  • Limited to 5 Cases/Week
Articles, stories and case studies.

Cifas Marker Articles

Explore our blog for expert advice, industry insights, and latest case studies on CIFAS marker removals.

Application Fraud CIFAS Marker

An Application Fraud CIFAS marker is recorded where a financial institution believes that a fraudulent application was made to obtain financial services. This is one

Read More »

Asset Conversion CIFAS Marker

An Asset Conversion CIFAS marker relates to allegations that funds or assets were converted in a fraudulent way, usually in connection with goods or property

Read More »

False Application CIFAS Marker

A False Application CIFAS marker relates to a financial application where information is alleged to be incorrect, incomplete, or misleading. These markers are frequently applied

Read More »

Insurance Fraud CIFAS Marker

An Insurance Fraud CIFAS marker relates to alleged misrepresentation or dishonest behaviour in connection with an insurance policy or insurance claim. These markers are often

Read More »
Help Center

Cifas Marker FAQ

Quick answers to questions you have about Cifas Marker UK.

A CIFAS marker is a fraud risk record shared between organisations such as banks, insurers, and lenders. It can affect your ability to open accounts, access credit, or use financial services.

Some CIFAS markers are upheld, while others are amended or removed following a formal complaint process. Removal is not guaranteed and depends on the accuracy, proportionality, and evidence supporting the marker.

You can request a copy of your CIFAS record directly from CIFAS by making a Subject Access Request. Once you have your report, we can assess whether a complaint may be appropriate.

Timeframes vary. Some cases resolve within a few weeks, while many take several months. More complex cases, especially those requiring escalation, can take longer.

No. We do not guarantee outcomes. We provide professional support to assess, prepare, and manage complaints through the recognised process.

Not always. Many CIFAS complaints are handled through issuer complaints, CIFAS review, and the Financial Ombudsman Service. If you already have a solicitor, we can work alongside them.

If a complaint is not upheld at the first stage, it may be escalated to CIFAS and, where appropriate, to the Financial Ombudsman Service. Further options depend on the circumstances of the case.

We offer fixed fee support packages depending on the level of assistance required. Pricing is clearly explained before any work begins.

The first step is to complete a free CIFAS assessment. This helps you understand your position and decide whether to proceed with professional support.

No. We are not a law firm. We provide administrative and representational support for CIFAS complaints. Where legal representation is required, we can work alongside your solicitor.

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